Terms of Use

What you may do with what we publish, and what we promise about it.

Reading and quoting

Read freely. Quote what is useful, with a link back. What you may not do is lift a whole piece and publish it under another name.

How careful we are

Each article is written from what could be checked at the time. Sources move and prices change; when we learn a piece has gone out of date we correct it rather than quietly delete it.

Where our writing stops

An explainer describes the general shape of a decision. It cannot know your contract, your health or your accounts. When the decision is yours to make and money is involved, take it to someone qualified who can see the specifics.

Links out

We point to material hosted elsewhere when it is better than anything we would write. We do not control those pages and we are not answerable for what they say.

If this page changes

The current version is the one you are reading. There is no separate archive of older terms.